diff --git a/PS-PENSION-REPORT.md b/PS-PENSION-REPORT.md
index ea832b1..991ed53 100644
--- a/PS-PENSION-REPORT.md
+++ b/PS-PENSION-REPORT.md
@@ -178,7 +178,7 @@ OAS clawback gating at 65+; pre-65 couple splitting lowers joint tax
 - [x] Results card with full breakdown + dated sources; insight; chart series
 - [x] Pension flows through income/tax/PIA/GIS/splitting incl. pre-65 life-annuity splitting
 - [x] Full EN + FR (parity 48/48, FR smoke green)
-- [x] Tests: ps-pension 70/70 · engine 36/36 · i18n OK · smoke 74/74
+- [x] Tests: ps-pension 70/70 · engine 36/36 · i18n OK · smoke 92/92 (74 at DSH handoff + 18 added by Hermes verification, see §11)
 - [x] Audits EN+FR @320/360/390 + desktop + off-LAN (evidence in `audit/`)
 - [x] Deployed (DEPLOY-OK) and reachable off-LAN (OFFLAN-OK)
 - [x] This report + evidence committed & pushed
@@ -190,3 +190,58 @@ OAS clawback gating at 65+; pre-65 couple splitting lowers joint tax
 - UI audit: `TMPDIR=$PWD/.tmp python3 audit/ps_audit.py` (expect `PS-AUDIT-OK`;
   screenshots land in `audit/ps-pension/`, gitignored)
 - Off-LAN: `python3 audit/ps_offlan.py` (expect `OFFLAN-OK`)
+
+## 11. Post-deploy independent verification (Hermes, 2026-10-09) — 4 real bugs found & fixed
+
+DSH's stage B was functionally complete (engine math, decision tree, IT table, bilingual
+strings, module-off default all verified correct — see below), but independent verification
+by Hermes (not trusting DSH's audit) caught **4 user-facing bugs**, all fixed, tested, deployed:
+
+**Verified correct (no change needed):**
+- Engine math to the cent, 6 hand-checked cases incl. the subtlest branch — G1 age 55+ with
+  S≥25 applies PSPC's "compare Formula 1 and 2, apply the lowest reduction" (code correct in
+  `psEarlyReduction`; the §2 summary line was imprecise and is fixed). G2's comparison
+  threshold (60+) also correct per the live PSPC text.
+- All 5 IT levels × all steps match the live TBS–PSAC agreement cell-for-cell
+  (IT-01 69,361…89,382 · IT-02 85,854…105,080 · IT-03 101,343…125,914 · IT-04 116,037…144,434 ·
+  IT-05 133,582…174,076, 9 steps; Z row 2024-12-22).
+- Module-off parity: default off, base flow = 15 steps, no PS card, legacy pension input intact.
+- Stage-0 gate honest: no constants changed vs. the plan's fact base.
+
+**Bug 1 — stuck Next button on PS number steps (ed37f82).** `renderStep()` validated only at
+render; typing into an initially-empty number input (PS join year / service / salary — the only
+steps with no default) never re-enabled **Next**, so a real user enabling the module was STUCK
+on "When did you join". Fix: `validate(s)` in the number-input `oninput` handlers. Regression
+test added: full PS quiz click-through EN+FR (toggle→join→service→salary→occ→IT-03→step 3→
+results, asserts Next enables after typing). Smoke 74→88.
+
+**Bug 2 — PS card body blank (244f599).** The card's `<table class="cards">` collided with the
+existing `.cards{display:grid}` (gap-cards stat grid) — grid-on-a-table collapses the rows to
+zero height: the card rendered its title over an empty box. Fix: table class renamed `ps-tbl`
+with its own CSS. Smoke guard added (smoke 88→90).
+
+**Bug 3 — `.tbl-wrap::before` float pushed tables out of view (d53dd81).** At ≤560px the
+fade pseudo-element was `float:right;height:340px` — a 340px in-flow float; a table may not
+overlap floats, so the table was laid out 340px below the wrap's top, entirely clipped by
+`overflow:auto;max-height:340px`. This broke **both** the PS card table **and the pre-existing
+year-by-year table** on mobile (verified: yr-table at 320px had its first row at the wrap's
+bottom edge). Fix: `position:absolute;right:0;top:0;height:100%` overlay (the wrap is already
+`position:relative`); PS card also gets `max-height:none` (8 rows, show them all). Both tables
+re-verified painting at 320/390px.
+
+**Bug 4 — English month in the French as-of line (cab6e3d).** `canada.js` `asOf` was
+English-only, so the FR card/stamp read "constantes au October 2026 (CPP 2026, OAS/GIS Oct-Dec
+2026, tax 2026)". Fix: `asOfFr` added to canada.js **and its generator** `build_canada.js`;
+both render sites pick by `getLang()`. Smoke guard added (smoke 90→92).
+
+**Verification totals after fixes:** engine 36/36 · ps-pension 70/70 · i18n 48/48 · smoke 92/92 ·
+live Playwright battery 63/63 (seeded card values EN desk/320 + FR 390, module-on walks FR 390 +
+EN 320 with app-shell geometry, module-off walk, card-body visibility: table display=table,
+td heights, innerText, table-laid-out-inside-wrap) · off-LAN OK · vision-checked: FR+EN PS card
+(9 rows, notes, 6 canada.ca source links with as-of dates), PS toggle step, IT level picker,
+IT step picker, year-by-year table @320.
+
+**Test-coverage note:** case K (G1 55+ min(F1,F2)) added to `tests/ps-pension.test.js` (bef1f9e) —
+the PSPC "lowest of F1/F2" branch was implemented correctly but untested.
+
+- Off-LAN: `python3 audit/ps_offlan.py` (expect `OFFLAN-OK`)