{
  "generated": "2026-10-08",
  "year": "2026 (live-fetched; plan fallbacks were 2025)",
  "asOf": "October 2026 (CPP 2026, OAS/GIS Oct-Dec 2026, tax 2026)",
  "cppMax65Monthly": {
    "value": 1507.65,
    "source": "https://www.canada.ca/en/employment-social-development/programs/pensions/pension/statistics/2026-quarterly-april-june.html Table 1, Jan 2026 (incl. CPP enhancement)",
    "asOf": "2026-04-01"
  },
  "ympe": {
    "value": 74600,
    "source": "https://www.canada.ca/en/employment-social-development/programs/pensions/pension/statistics/2026-quarterly-april-june.html Table 2 YMPE 2026 (YBE $3,500)",
    "asOf": "2026-04-01"
  },
  "oasMax6574Monthly": {
    "value": 762.5,
    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html Oct-Dec 2026",
    "asOf": "2026-09-29"
  },
  "oas75Boost": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html (+10% at 75, permanent since Jul 2022)",
    "asOf": "2026-09-29"
  },
  "oasClawbackThreshold": {
    "value": 95323,
    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html (2026 income year; est. published 2026-09-29)",
    "asOf": "2026-09-29"
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  "oasFullRecovery6574": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/recovery-tax.html",
    "asOf": "2026-09-29"
  },
  "gisMaxSingleMonthly": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html Oct-Dec 2026",
    "asOf": "2026-09-29"
  },
  "gisSingleThr": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html (income ex-OAS threshold, single)",
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  "gisMaxCoupleMonthly": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html (685.56 x2, spouse receives full OAS)",
    "asOf": "2026-09-29"
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  "gisCoupleThr": {
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    "source": "https://www.canada.ca/en/services/benefits/publicpensions/old-age-security/payments.html (combined income ex-OAS, both on OAS)",
    "asOf": "2026-09-29"
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  "fedBrackets": {
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        "rate": 0.14
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      {
        "up": 117045,
        "rate": 0.205
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      {
        "up": 181440,
        "rate": 0.26
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      {
        "up": 258482,
        "rate": 0.29
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      {
        "up": null,
        "rate": 0.33
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    "source": "https://www.canada.ca/en/revenue-agency/services/tax/individuals/tax-rates-brackets/current-year.html",
    "asOf": "2026-06-25"
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  "fedBPA": {
    "value": 16452,
    "source": "taxtips FAQ: federal BPA 2026 max $16,452 (min $14,829)",
    "asOf": "2026-02-22"
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  "fedAgeAmount": {
    "value": 8790,
    "source": "2025 value (plan-stamped; web search unavailable at build time)",
    "asOf": "2025-01-01"
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  "fedAgeThr": {
    "value": 44017,
    "source": "2025 value (plan-stamped)",
    "asOf": "2025-01-01"
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  "piaAmount": {
    "value": 2000,
    "source": "plan-stamped 2025 simplification (indexed ~$2.2k in 2026)",
    "asOf": "2025-01-01"
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  "cppEarlyAdjMonthly": {
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    "source": "plan-stamped / canada.ca CPP (0.6% per month before 65)",
    "asOf": "2025-01-01"
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  "cppLateAdjMonthly": {
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    "source": "plan-stamped (0.7% per month after 65)",
    "asOf": "2025-01-01"
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  "oasDeferralMonthly": {
    "value": 0.006,
    "source": "https://www.canada.ca/en/employment-social-development/programs/pensions/pension/statistics/2026-quarterly-april-june.html Table 5 footnote 8 (+0.6%/mo, max 36%)",
    "asOf": "2026-04-01"
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      "72": 5.4,
      "73": 5.53,
      "74": 5.67,
      "75": 5.82,
      "76": 5.98,
      "77": 6.15,
      "78": 6.33,
      "79": 6.53,
      "80": 6.74,
      "81": 6.97,
      "82": 7.22,
      "83": 7.48,
      "84": 7.77,
      "85": 8.08,
      "86": 8.41,
      "87": 8.77,
      "88": 9.15,
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      "90": 10,
      "91": 10.48,
      "92": 11,
      "93": 11.56,
      "94": 12.18,
      "95": 20
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    "source": "CRA RRIF minimum factor table (Reg. 8301(1)) — CRA RRIF page 404 at fetch time, table stamped (plan fallback: 71→5.28 ✓)",
    "asOf": "2026"
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          "rate": 0.1216
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      "source": "taxtips.ca/taxrates/on.htm (2026 table)",
      "asOf": "2026-02-22",
      "surtax": [
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        {
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        {
          "up": 190405,
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        {
          "up": 265545,
          "rate": 0.168
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        {
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      "bpa": 13216,
      "source": "taxtips.ca/taxrates/bc.htm (2026 table)",
      "asOf": "2026-02-22"
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    "AB": {
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          "rate": 0.08
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        {
          "up": 154259,
          "rate": 0.1
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        {
          "up": 185111,
          "rate": 0.12
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        {
          "up": 246813,
          "rate": 0.13
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        {
          "up": 370220,
          "rate": 0.14
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        {
          "up": null,
          "rate": 0.15
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      ],
      "bpa": 22769,
      "source": "taxtips.ca/taxrates/ab.htm (2026 table)",
      "asOf": "2026-02-22"
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    "MB": {
      "name": "Manitoba",
      "brackets": [
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          "rate": 0.10800000000000001
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        {
          "up": 100000,
          "rate": 0.1275
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        {
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          "rate": 0.174
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      "bpa": 15780,
      "source": "taxtips.ca/taxrates/mb.htm (2026 table)",
      "asOf": "2026-02-22"
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    "SK": {
      "name": "Saskatchewan",
      "brackets": [
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          "up": 54532,
          "rate": 0.105
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        {
          "up": 155805,
          "rate": 0.125
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        {
          "up": null,
          "rate": 0.145
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      ],
      "bpa": 20381,
      "source": "taxtips.ca/taxrates/sk.htm (2026 table)",
      "asOf": "2026-02-22"
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    "NS": {
      "name": "Nova Scotia",
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          "rate": 0.08789999999999999
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        {
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          "rate": 0.1495
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        {
          "up": 97417,
          "rate": 0.16670000000000001
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        {
          "up": 157124,
          "rate": 0.175
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        {
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          "rate": 0.21
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      "bpa": 11932,
      "source": "taxtips.ca/taxrates/ns.htm (2026 table)",
      "asOf": "2026-02-22"
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          "rate": 0.094
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          "up": 104666,
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        {
          "up": null,
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      "bpa": 13664,
      "source": "taxtips.ca/taxrates/nb.htm (2026 table)",
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        {
          "up": 223340,
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          "up": 285319,
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        {
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        {
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        {
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      "bpa": 13094,
      "source": "taxtips.ca/taxrates/nl.htm (2026 table)",
      "asOf": "2026-02-22"
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    "PE": {
      "name": "Prince Edward Island",
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        {
          "up": 142250,
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        {
          "up": 200000,
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      "source": "taxtips.ca/taxrates/pe.htm (2026 table)",
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        {
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        {
          "up": 500000,
          "rate": 0.128
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      "bpa": 16452,
      "source": "taxtips.ca/taxrates/yt.htm (2026 table)",
      "asOf": "2026-02-22"
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      "bpa": 18198,
      "source": "taxtips.ca/taxrates/nt.htm (2026 table)",
      "asOf": "2026-02-22"
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      "bpa": 19659,
      "source": "taxtips.ca/taxrates/nu.htm (2026 table)",
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      "bpa": 18952,
      "source": "taxtips.ca/taxrates/qc.htm (2026 table)",
      "asOf": "2026-02-22"
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}